Card Highlights
Intro BonusIntro Offer: Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening.
APR17.49% – 25.49% (Variable)
Recommended CreditExcellent/Good
- 4X points on travel, gas stations, and EV charging stations.
- 2X points on streaming services.
- 2X points at grocery stores, grocery delivery, and dining.
- 1X point on all other eligible purchases.
Annual Fee$0 introductory annual fee for the first 12 months, After that $95
Intro Purchase APRN/A
Additional Details
Balance Transfer FeeEither 3% of the amount of each transfer or $5 minimum, whichever is greater
Balance Transfer APR17.49% – 25.49% (Variable)
Foreign Transaction FeesN/A
Rewards & Redemption Details
- 4X points on travel, gas stations, and EV charging stations.
- 2X points on streaming services.
- 2X points at grocery stores, grocery delivery, and dining.
- 1X point on all other eligible purchases.
The US Bank Altitude Connect card has a lot to offer its cardholders. Its rewards are lucrative and cover a nice variety of travel purchases, it’s relatively inexpensive, and comes with a useful selection of benefits.
It does, however, carry an annual fee of $95, but the rewards make it relatively easy to cover it. Were you to only use the card for gas and ignore its other bonus categories, consumers would need to spend at least $2,500 at the pump.
If that sounds expensive, keep in mind that gas prices are currently around $4.60 a gallon. The average US household could spend upwards of $5,000 on gas this year, which would mean $200 back in your pocket with this card. That’s a few tanks of gas you don’t need to worry about.
And again, keep in mind the card earns rewards for groceries, streaming, dining, and rental cars, among others. So if you use the card for everything, it’ll be even easier to cover its fee. Plus, you won’t have to worry about the fee for the first year with the card.
In addition to its lucrative reward program, it’s a Visa Signature card, so it includes some useful protections, plus an annual $30 streaming credit, and an application fee credit for Global Entry or TSA PreCheck. If you’re in the market for a strong general travel card, or are just looking to earn some cash back at the pump, you could do far worse than the US Bank Altitude Connect.
Pros
- 5x points per dollar for prepaid hotels and rental cards booked through the Altitude Rewards Center
- 4x points per dollar for gas
- 2x points for groceries, dining, and streaming
- Visa Signature protections
- Global Entry/TSA PreCheck application fee credit
- $30 streaming credit
- No foreign transaction fee
Cons
- Annual fee
- $25 minimum redemption
