Stellar Bancorp, Inc. (NYSE:STEL) This autumn 2024 Earnings Convention Name January 31, 2025 6:00 AM ET
Firm Members
Courtney Theriot – Government Vice President, Chief Accounting Officer and Controller, Stellar Financial institution
Robert Franklin, Jr. – Chief Government Officer
Paul Egge – Chief Monetary Officer
Ramon Vitulli – President, Stellar Bancorp, Inc., and Chief Government Officer of Stellar Financial institution
Convention Name Members
Will Jones – KBW
Matthew Olney – Stephens
Stephen Scouten – Piper Sandler
John Rodis – Janney
David Feaster – Raymond James
Operator
Good morning, and welcome everybody to Stellar Financial institution, This autumn Earnings Launch. All traces have been positioned on mute to forestall any background noise. After the audio system’ remarks, there will likely be a question-and-answer session. [Operator Instructions] Thanks.
I might now like to show the decision over to Courtney Theriot. Please go forward.
Courtney Theriot
Thanks, operator, and thanks to all who’ve joined our name in the present day. Good morning. Our workforce want to welcome you to our earnings name for the fourth quarter of 2024. This morning’s earnings name will likely be led by our CEO, Bob Franklin; and CFO, Paul Egge. Additionally in attendance in the present day are Steve Retzloff, Government Chairman of the corporate; Ray Vitulli, President of the corporate and CEO of the Financial institution; and Joe West, Senior Government Vice President and Chief Credit score Officer of the Financial institution.
Earlier than we start, I have to remind everybody that a number of the remarks made in the present day represent forward-looking statements as outlined within the Non-public Securities Litigation Reform Act of 1995 as amended. We intend all such statements to be coated by the protected harbor provisions for forward-looking statements contained within the Act. Additionally observe, that if we give steering about future outcomes, that steering is just a mirrored image of administration’s beliefs on the time the assertion is made and such beliefs are topic
