Regional S.A.B. de C.V. (RGNLF) Q3 2026 Earnings Name Transcript


Regional S.A.B. de C.V. (RGNLF) Q3 2026 Earnings Name October 27, 2026 1:00 PM EDT

Firm Individuals

Manuel Rivero Zambrano – CEO & Director
Enrique Navarro Ramírez – CFO, Director of Finance & Planning and Secretary
Alejandro Lobeira G. – Head of Investor Relations

Convention Name Individuals

Eric Ito – Banco Bradesco BBI S.A., Analysis Division
Ricardo Buchpiguel – Banco BTG Pactual S.A., Analysis Division
Daer Labarta – Goldman Sachs Group, Inc., Analysis Division
Ernesto María Gabilondo Márquez – BofA Securities, Analysis Division
Yuri Fernandes – JPMorgan Chase & Co, Analysis Division
Andres Soto – Santander Funding Securities Inc., Analysis Division
Gustavo Araújo
Arnon Shirazi

Presentation

Operator

Good morning, girls and gents, and thanks for standing by. Welcome to Regional’s Third Quarter 2026 Earnings Convention Name. We’re joined right this moment by Manuel Rivero Zambrano, Chief Govt Officer of Regional; Enrique Navarro Ramírez, Chief Monetary Officer; and Alejandro Lobeira, Head of Technique and Planning and Investor Relations. [Operator Instructions] Please be suggested that right this moment’s convention is being recorded.

I’d now like at hand the convention over to your speaker right this moment, Manuel Rivero Zambrano. Thanks, and please go forward.

Manuel Rivero Zambrano
CEO & Director

Good morning, everybody. I hope you and your households are doing properly.

At present, we’re presenting our third-quarter outcomes for 2026, which present an enchancment in profitability and indicators of stabilization that we see as the start of a restoration. We proceed to function in a difficult atmosphere whereas seeing alternatives to develop in our goal markets. Our industrial priorities stay targeted on producing income, growing the enterprise of our newer branches and strengthening our funding base via checking accounts and deeper buyer relationships.

Internet revenue for the quarter reached MXN 1,676 million, up roughly 10% year-on-year, and return on common fairness stood at 17.6% on an LTM foundation. These outcomes symbolize progress from the primary half, though



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