Haj Narvaez
Okay. Good afternoon, women and gents. Welcome to our earnings name to debate BPI’s outcomes for the primary quarter of 2026. I am Haj Narvaez. I will be your moderator for this session.
We’re conducting this briefing in a hybrid method with our BPI audio system and panelists right here in our headquarters at Tower 2 of Ayala Triangle Gardens, Makati Metropolis, whereas the remainder of our contributors are dialing in remotely.
I am happy to introduce you to our audio system and panelists this afternoon. TG Limcaoco, our President and CEO; Eric Luchangco, our CFO and CSO. They are going to be joined within the panel for the Q&A by Tere Marcial, Head of BPI Wealth; Ginbee Go, Head of Shopper Banking; Louie Cruz, Head of Institutional Banking; Jenny Lacerna, Head of Mass Retail Merchandise; Dino Gasmen, Treasurer and Head of International Markets. We’re additionally joined at present by the remainder of the BPI management crew on this name.
This afternoon’s agenda will start with opening remarks from our President and CEO, TG Limcaoco, adopted by our CFO and CSO, Eric Luchangco, who will stroll you thru the primary quarter efficiency highlights, and likewise present updates on our digital platforms and strategic initiatives. The ground will then be open to questions from the viewers.
Please be aware, the decision is being recorded and


