What You Get and What It Prices


Rocket Cash is free to obtain, and lots of what it does prices nothing. However the options most individuals truly need — having the crew cancel subscriptions for you, limitless budgets, web price monitoring — sit behind Premium. That’s what the free trial is for: seven days to make use of the paid options earlier than you resolve. Free trials that roll into paid subscriptions are frequent sufficient that the FTC publishes steerage on getting out and in of them, so it’s price realizing precisely what you’re beginning. This information covers how lengthy the Rocket Cash free trial lasts, what you unlock throughout it, what it prices when it ends, and how one can cancel earlier than you’re charged.



What You Get

  • See all of your accounts and funds in a single place
  • Cancel undesirable subscriptions and decrease your payments
  • Construct budgets and automate your financial savings
  • Observe web price, credit score rating, and financial savings objectives

Does Rocket Cash Have a Free Trial?

Sure. Rocket Cash affords a seven-day free trial of Premium, and also you get entry to the complete Premium function set for the length. You will have to enter cost particulars to start out it, which is normal for free-to-paid trials — it’s additionally the rationale the cancellation window issues, and we cowl that beneath.

The trial isn’t the one free factor on provide, and this journeys folks up. Rocket Cash has a genuinely usable free tier that continues after the trial ends. The free trial and the free model are two various things: the trial is a short lived take a look at Premium, whereas the free model is everlasting however extra restricted.

What’s Free vs What’s Premium

When you’re asking whether or not Rocket Cash is free, the trustworthy reply is: partly. Right here’s the place the road falls, in accordance with Rocket Cash’s personal pricing breakdown.

What you get on the free model:

  • Subscription monitoring — the app detects and displays your recurring prices in a single place
  • Upcoming invoice monitoring on a timeline, so you may plan round due dates
  • Transaction historical past going again greater than three months
  • Internet earnings monitoring — a month-to-month snapshot of earnings, spending and what’s left
  • A complete funds, restricted class budgets, and as much as two customized class budgets
  • The Studying tab — movies, articles and quizzes, not paywalled

What Premium provides:

  • Concierge cancellation — the crew cancels undesirable subscriptions for you slightly than you monitoring down the cancel button. Rocket Cash says this often takes 2–10 days, and it doesn’t cowl each service provider
  • Limitless customized classes and limitless customized budgets
  • Transaction guidelines, splits, notes, guide transactions and CSV export
  • Internet price monitoring, together with manually added belongings
  • Monetary Objectives — Sensible Financial savings autopilot strikes small quantities each 1–3 enterprise days, or Customized Financial savings should you’d slightly set the quantities your self
  • Full credit score report entry slightly than a primary rating, plus stability alerts
  • Account sharing with a associate, a customisable dashboard, on-demand syncing, the iOS widget and internet entry

One function sits exterior this cut up and is price realizing about: invoice negotiation is obtainable to everybody, together with free customers. Rocket Cash’s negotiators contact suppliers — cellphone, cable, web — to attempt to decrease your price. It’s success-based: in the event that they don’t get a discount you pay nothing, and in the event that they do, you pay between 35% and 60% of the primary yr’s financial savings. After that first yr you retain all of it for so long as the decrease price holds. It’s an actual service with an actual price, not a assure, and outcomes rely on the supplier.

recurring subscriptions list

What Rocket Cash Prices After the Free Trial

When the seven days are up, Premium strikes to a “pay what you assume is honest” mannequin that sometimes runs $7 to $14 monthly. You choose the determine inside that vary. Rocket Cash notes the vary is topic to vary, so examine the present choices within the app earlier than you commit.

That pricing mannequin is uncommon and it cuts each methods. There’s no single sticker value to check in opposition to rivals, which makes it more durable to buy round — nevertheless it additionally means you’re not locked into the high quality if the app is price lower than that to you.

The arithmetic most individuals run is straightforward sufficient: if the crew cancels two or three subscriptions you’d forgotten about, that often covers a number of months of Premium. Whether or not it retains paying for itself after that depends upon how a lot you utilize the budgeting and monitoring facet.

rocket money budget

Easy methods to Begin the Rocket Cash Free Trial

Beginning the trial takes a couple of minutes:

  1. Create a Rocket Cash account on the internet or within the iOS or Android app.
  2. Hyperlink the financial institution accounts and playing cards you need tracked. The app wants this to detect recurring prices — that’s the entire mechanism behind subscription monitoring.
  3. Select Premium and begin the seven-day trial, coming into cost particulars when prompted.
  4. Set a reminder for day six. That is the only most helpful factor you are able to do, and it’s the step folks skip.

Spend the week on the options you may’t get free: let the crew strive cancelling one thing you’ve been that means to drop, construct just a few customized budgets, and take a look at the complete credit score report. These are the stuff you’re truly deciding about.

spending by category

Easy methods to Cancel Earlier than You’re Charged

When you resolve Premium isn’t for you, cancel contained in the seven days and also you received’t be billed for it. You are able to do this out of your account settings within the app or on the internet — search for the Premium or membership part and cancel from there.

Two issues price flagging. First, cancelling Premium doesn’t delete your account: you drop again to the free model and hold subscription monitoring, invoice monitoring and the essential budgets. Second, don’t depart it to the final hour — should you’ve requested the crew to cancel a subscription for you, that request can take 2–10 days to finish, so begin something you need executed nicely earlier than the trial ends.

cancel a subscription

Rocket Cash Promo Codes and Reductions

Individuals seek for a Rocket Cash promo code continuously, so right here’s the straight reply: Rocket Cash doesn’t publicly promote promo codes or coupon codes for Premium, and any website promising you a working low cost code needs to be handled with suspicion. Codes scraped from coupon aggregators for subscription apps are often expired or had been by no means legitimate.

What truly reduces what you pay is constructed into the product slightly than hidden behind a code:

  • The seven-day free trial — a full week of Premium for gratis is the most important low cost on provide
  • Pay what you assume is honest — selecting $7 slightly than $14 is successfully a 50% saving, and it’s a respectable choice, not a loophole
  • Annual billing, the place supplied within the app, often prices much less monthly than paying month-to-month

If Rocket Cash runs a promotion, it usually seems within the app or throughout signup slightly than as a code you paste in at checkout.

Is the Rocket Cash Free Trial Price Beginning?

It’s price beginning should you suspect you’re paying for subscriptions you don’t use and also you’d slightly not spend a day cancelling them your self. That’s the case Premium makes greatest, and per week is sufficient to check it in opposition to your personal accounts slightly than another person’s description of it.

It’s much less compelling should you solely need to see the place your cash goes. The free model already does subscription monitoring, invoice timelines and primary budgets, and for lots of people that’s genuinely sufficient. Beginning a trial you don’t want is how you find yourself paying for an app you don’t open.

The trustworthy place: strive it if the cancellation service or the deeper budgeting instruments clear up an issue you even have, put a reminder in your cellphone for day six, and resolve on the finish of the week with your personal knowledge in entrance of you.

rocket money credit score tracking

Steadily Requested Questions

How lengthy is the Rocket Cash free trial?

Seven days. You get the complete Premium function set for the week, and also you’ll have to enter cost particulars to start out it.

What occurs when the Rocket Cash free trial ends?

Premium switches to Rocket Cash’s “pay what you assume is honest” pricing, sometimes $7 to $14 monthly, and the vary is topic to vary. When you cancel contained in the seven days you aren’t billed for Premium.

Can you continue to use Rocket Cash free of charge after the trial?

Sure. You drop again to the free model, which retains subscription monitoring, upcoming invoice monitoring, web earnings monitoring and a restricted set of budgets. You lose the concierge cancellation and the Premium instruments.

Does Rocket Cash have a promo code?

Rocket Cash doesn’t publicly promote promo or coupon codes for Premium. The free trial and the pay-what-you-think-is-fair pricing are what truly cut back the fee.

Does Rocket Cash cancel each subscription for you?

No. Concierge cancellation is a Premium function and it covers many however not all retailers. Rocket Cash says a cancellation request often takes 2–10 days to finish.

Seven days of Rocket Cash Premium, free — begin your free trial and see what you’re nonetheless paying for



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